Welcome! I’m Luis Aguilar.

Your Trusted Mortgage Professional Serving Houston area and Beyond

My #1 priority is simple: to help you find the right mortgage for your needs—whether you're purchasing a home or refinancing one. With every client I work with, I lead with honesty, experience, and a strong commitment to getting it right the first time.

I pride myself on having deep product knowledge, which means you’ll always receive personalized guidance based on what’s best for you, not what’s convenient for me. I’ll walk you through every step of the process and make sure your questions are answered, your concerns are heard, and your path to homeownership is as smooth and stress-free as possible.

First-Time Buyer? I’ve Got You Covered

Working with first-time homebuyers is one of the most rewarding parts of what I do. There’s nothing like the moment you receive your keys—and I’m here to make sure you get to that moment with confidence, clarity, and peace of mind.

What You Can Expect When You Work With Me:

·         A transparent and streamlined approval process

·         Honest, clear communication every step of the way

·         Customized loan options that fit your goals

·         Guidance you can count on from application to closing

Why Choose Me and Gold Mortgage?

At Gold Mortgage, a division of Canopy Mortgage LLC, we combine cutting-edge technology with real human support to get you to the closing table on time and with confidence. Here are just a few reasons clients choose to work with us:

✅ Common sense underwriting—we look at the full picture

✅ FHA options down to a 580 credit score and lower

✅ 100% financing and no money down options

✅ EZ Program for buyers who cannot qualify for a traditional loan.

✅ On-time closing guarantee—if we don’t close on time, you’ll receive $1,000 (restrictions apply)

 With over 500 five-star reviews and a reputation for doing things the right way, I take pride in being more than just your loan officer—I’m your partner in the home financing process.

Let’s Work Together

Whether this is your first home, your next home, or a refinance to improve your financial future, I’m here to help. I’m always just a call, text, or email away—and I’d be honored to help you take the next step.  Let’s make your homeownership journey a success.